Tips for Coping with Financial Pressures

Guest Article by Courtney Phillips:
These days, it’s hard not to notice the state of the economy.  Whether you are directly affected by the current situation, it’s hard not to let financial worries crop up from time to time.  However, for some people these concerns can be quite bothersome and can cause much unnecessary stress and anxiety.  Shifting one’s focus is essential when dealing with stress and strain related to money problems.  Read on for some tips related to coping with financial pressures.

No News is Good News
Keeping up with what’s going on in the world is one thing; obsessing about the financial news all day every day is something entirely different.  Try your best to refrain from watching the news and keeping up with breaking headlines if these things get you riled up.  It could be very beneficial to simply watch the evening news without constantly being in the know.  Remember, a few years ago we weren’t so connected—you can do without the news for a few hours if it’s only going to upset you.

Make Proper Adjustments
Financial pressures often mean that a major change in lifestyle may be just around the corner.  Rather than looking at this like a punishment, try to look at it as an opportunity.  Going out to eat may be one of the pleasures you still wish to enjoy, so make sure that you still do that, but less frequently.  Reading books, magazines, and papers can be done without spending money.  Adjust your lifestyle to fit your new budget and your worries will decrease over time.

Find Something to Do
Don’t sit idly by and let bad news affect your entire being.  Find something to do when you’re feeling stressed.  It can be as simple as going for a walk or learning to play an instrument.  Seize these opportunities to reconnect with friends and loved ones because this is only temporary.  Once things return to normal, you don’t want to have any regrets about not spending quality time with people when you were able to do so.

Breathe Easy
When things feel like they’re spiraling out of control, take a minute to sit back and just breathe.  This is one thing that all human beings have to do, so take a few moments to enjoy breathing life into your body.  Slow down and focus on your breathing and feel the stress melt away.  There is nothing like focus on breathing and letting your cares go, even if only for a minute.

This post was contributed by Courtney Phillips, who writes about the top rated colleges. She welcomes your feedback at CourtneyPhillips80 at gmail.com

Federal Employees need Anger Management Too Sometimes

I recently received a referral from an employee for the Department of Homeland Security (DHS). DHS employees often face very stressful situations, depending on their job function and can find learning skills in anger management to be extremely helpful. Homeland security is one of our nations top priorities and therefore can be an equation for stress for those that are in high demand positions. The employee who we are currently seeing for executive coaching will be taught a series of tools from our highly acclaimed client workbook “Anger Management in the Twenty-first Century”. We will focus on improving empathy and emotional intelligence, stress management, assertive communication and managing expectations. Anger management skills improve relationships and sharpen ones ability to have more positive interactions.

Posted with permission from
Ari Novick, Ph.D.
AJ Novick Group – Anger Management

Cell Phone Use Increases Stress

From The American Institute Of Stress:

“One might think that cell phones would reduce stress by facilitating contacting someone in an emergency or transmitting time urgent information but a recent study suggests otherwise. A sociology professor who followed more than 1300 people found that those who regularly used cell phones or pagers “experienced an increase in psychological distress and a decrease in family satisfaction” compared to those who used these devices less often. No such effects were seen in others who regularly used e-mails.”

Holiday Stress Leads to Anger

Learning to deal with stress is one of the eight tools that is needed for anger control.

Learning to deal with holiday stress is even more challenging because of the time crunch around the holidays and the need to deal with relatives who might not always be exactly at the top of your Christmas list.

Here are some tips to deal with holiday stress that should help you get through the season more comfortably:

1.Catch your stress early. Notice physical signs of stress such as muscle tension, voice getting louder, or behavior becoming more disorganized.

2. Make Necessary Life Changes to reduce your stress. Shop earlier. Get more family support. Take time off from work. Request more civil behavior from family members.

3. View Stressors Differently.For a stressor to cause stress in our lives, it has to be perceived as a stressor. Work on how you see things and try to see them in a different light. (Hint: this really works well with obnoxious family members: try seeing them as “limited” than than “irritating.”)

4.Stress-guard your life. Eat right. Exercise. Sleep well. Take care of yourself emotionally. Get your needs met. Have a good time.If needed use Garcinia Cambogia and get fitter and stronger.

Aggressive Response Triggers More Road Rage

According to new research published by the Response Insurance Company:

Fully one-half of drivers who are subjected to aggressive driving behavior on the road respond with aggression of their own, thus risking a more serious confrontation.

when a driver gets the finger, is cut off or tailgated, 50% of the victims respond with horn honking, yelling, cutting-off, and obscene gestures of their own.

“Road rage is a two-way street,” noted Ray Palermo, director of public relations for Response Insurance. “It takes two people to fight. So, if you are subjected to aggressive driving, often the best way to ensure it does not get any worse is to just ignore it.” You can read more about this here www.firststepdetox.com

Download a free podcast on how to deal with road rage and aggressive driving by clicking here.

Anger Tip- Don’t take sides

You may have noticed that your friends – or relatives – often try to enlist you on their side in conflicts they have with other people. Getting caught in the middle can be VERY stressful for you.

Stay neutral, if you can, in office politics, family squabbles and interpersonal bickering. It’ll save you a world of unnecessary aggravation and trouble.

Experienced therapists will remind you that when someone is trying to “recruit” you, they are often only telling you one side of the story – their side. It is often a “setup” to gain your support and sympathy.

The art of remaining empathetic while not taking sides is just that – a true art and skill that must be developed with practice. Listen, sympathize, encourage possible ways to resolve the conflict or promote communication, but avoid taking sides.

The AngerCoach Show – Episode 2 Aggressive Driving & Road Rage

This month’s episode deals with aggressive driving and road rage. Aggressive driving not only endangers people’s lives, but puts immense stress on our relationships with others. We talk about practical ways individuals can reduce stress and calm down while on the road, as well as ways of mitigating road related disagreements.

We host Dr. Leon James from the University of Hawaii. Dr. James is an expert in the phsycology of driving behavior and now serves on the Govenor’s Impaired Driving Task Force. You can contact Dr. James online at www.drdriving.org.

Please note: This anger program and these anger tips are not meant to substitute for professional diagnosis, treatment or advice. If you have intense, serious or chronic anger problems, or you have to deal with someone else who does, you should immediately consult a mental health or medical professional for help.

Angry Mom Kills Child

The costs of uncontrolled anger are high, as illustrated in the following tragic story reported in the 11Alive.com website in Atlanta:

“Atlanta police said a Fulton County woman confessed to killing her 2-year-old daughter during a fit of anger.

Investigators said 29-year-old Shandrell Banks told police that she became frustrated when her daughter, Nateyonna, would not follow directions, so she grabbed the toddler and slammed her head against a wall.

The Department of Family and Children’s Services had just given the child back to Banks.

Three DFACS supervisors have resigned and several others have been placed on administrative leave while the incident is being investigated.”

In many such cases, anger management training and perhaps other interventions can help young mothers deal with the stresses of their lives- before it is too late and emotions get out of control.

Reduce Anger by Asserting Yourself

This holiday season, you may find yourself in groups or gatherings that make you feel uncomfortable. Sometime you can change it without offending anyone, yet standing up for our rights or opinions. We call this “assertive communication.”

When the tone of a social gathering becomes too
confrontational, negative, lewd, insensitive, prejudiced, or otherwise distasteful, you needn’t remain at the mercy of it. You can usually find a way to but speak up,so that
things back move back into positive territory.

Speak your mind (in a nice way) by letting others know how you are feelings in response to what is going on. Offenders may be taken aback, but those who share your discomfort will welcome the intervention.

Too often we let situations deteriorate beyond what we find acceptable and may be hesitant to address it. But silence often only helps to condone the behavior and may create resentment and stress in you.

Click here for an article on specific ways to assert yourself,especially with your family members.

Startlines can reduce stress

From “Stress Tips” newsletter

Forget about deadlines. How about startlines?

For a society so obsessed with when a project gets finished,we’re curiously all too casual about when to get it started.

And that can be the most critical factor of all. Which may explain why so many deadlines aren’t met. Instead of stressing over when something is due, focus on getting it underway. Set a “startline.” That is,a time before which it’s essential you get a project started,so it isn’t performed in a rushed and slapdash manner.

If you stick to your startline, it not only assures efficient, unhurried performance, it all but eliminates the need for a deadline…and the anxiety that goes with it.

Which “line” would you rather work under? Get it started. Why make yourself crazy?